Your clients may be looking for ways to help mitigate their overhead but still help their employees. One way for them to do so is to look at their health care benefits and provide a high-deductible health plan at a lower cost.
While this does help provide an avenue for your client to address some of their health care costs, their employees now pay an increased amount in out-of-pocket expenses (deductible, co-insurance, prescriptions, etc). This could have a significant impact on their employees’ financial goals, adding a level of stress that could impact their ability to perform their duties and, in turn, potentially reduce a company’s overall performance.
So, how can we help your client stay on target with health care costs while still providing an avenue to help their employees?